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A lot of exciting changes are coming to the American Express Delta credit cards. Starting on January 30, 2020, you will have more ways to earn bonus SkyMiles, get flight credits, and even Centurion Lounge access. The one downside is that the annual fee will increase when these new benefits roll out.

Delta credit card changes are on the way, with some already here. Photo by Sushil Ghimire from Pexels

Current Cards and Annual Fee Changes

If you already own a co-brand Delta credit card, you can sit back and do nothing. You will pay the new annual fee on your next card renewal date, on or after January 30, 2020. But if you don’t own a Delta credit card and want to get one, applying for one before January 30, 2020, lets you secure the lower annual fee and still get the perks when the go live.

The cards will also get a slight name change. For example, the Gold Delta SkyMiles® Credit Card from American Express, its new name is the Delta SkyMiles® Gold American Express Card. Also as mentioned above, aside from name changes, annual fees will be changing (more on that below).

Learn more about the cards as they stand at the time of publication:

Airline Credit Cards

Personal Delta Airlines Credit Cards Changes

Let’s first look at what’s coming, changing, and staying the same for the personal Delta Airlines credit cards. These cards make it easy to maximize your daily purchases. For the most part, these changes are good news.

Mostly positive changes are coming to each Delta credit card on January 30, 2020. Credit: American Express

Blue Delta SkyMiles Credit Card from American Express

The Blue Delta SkyMiles® Credit Card from American Express will now be the Delta SkyMiles® Blue American Express Card. It will continue to be the only Delta Air Lines best no annual fee travel credit card options (See ). You will continue to earn 2x miles on Delta purchases and 20% savings on in-flight purchases.

What’s New

  • Earn 2x SkyMiles at all restaurants (currently only Delta purchases and U.S. restaurants)
  • No foreign transaction fee
  • Pay for flights using miles

The current welcome offer for this card is the ability to earn 10,000 miles after spending $500 in purchases on purchases in the first 3 months of account opening.

Learn more: Airline Credit Cards

Gold Delta SkyMiles Credit Card from American Express

The Gold Delta SkyMiles® Credit Card from American Express will be the Delta SkyMiles® Gold American Express Card. It is the entry-level Delta credit card that has an annual fee (See ). The annual fee increases from $95 to $99 starting January 30, 2020. This is the smallest of the annual fee increases but the benefits are still worth a lot more than the $4 fee bump.

You will still continue to get the first checked bag free for you and up to 8 passengers and main cabin 1 priority boarding.

Until October 30, 2019, this card, along with some of the other Delta cards, have some of the best credit card offers 2019. You can earn 60,000 SkyMiles by spending $2,000 in the first 3 months of account opening. Plus, you can earn a $50 Delta statement credit after making a Delta purchase on your card within the first 3 months.

Learn more: Airline Credit Cards

What’s New

  • Earn 2x SkyMiles at restaurants and U.S. supermarkets.
  • $100 Delta flight credit after $10,000 in annual card purchases

What’s Changing

  • Can no longer purchase discounted Delta Sky Club passes
  • Can no longer earn a Medallion Qualification Dollars (MQD) waiver starting January 1, 2020. Any waiver you earn in 2019 still applies in 2020.
  • Annual fee increases from $95 to $99

Platinum Delta SkyMiles Credit Card from American Express

The best reason to get the Platinum Delta SkyMiles® Credit Card from American Express, which will be known as the Delta SkyMiles® Platinum American Express Card once the changes take effect, is for the annual companion certificate. Each card renewal, you get a domestic main cabin round-trip companion voucher.

You will also now be able to earn up to 3x SkyMiles on Delta purchases instead of the current 2 SkyMiles per $1. This is still one of the best Delta credit cards available.

What’s New

  • Earn 3x SkyMiles on Delta purchases and hotel bookings made directly with hotels
  • Earn 2x SkyMiles at restaurants and U.S. supermarkets
  • Global Entry or TSA PreCheck application fee credit
  • Trip delay insurance up to $300 per trip

What’s Changing

  • Delta Sky Club one-visit passes cost $39 (currently $29)
  • Miles Boost becomes Status Boost. You will earn 10,000 Medallion Qualification Miles when you spend $25,000 and $50,000 per year. Bonus SkyMiles will no longer be awarded as Miles Boost does.
  • Annual fee increases from $195 to $250 ($250 if application is received on or after 1/30/2020; See )

The current welcome offer for the Platinum Delta SkyMiles® Credit Card from American Express is the ability to earn 75,000 miles and 5,000 Medallion® Qualification Miles (MQMs) after spending $3,000 in purchases on your card in the first 3 months of account opening. Offer Expires 10/30/2019. Learn more: Airline Credit Cards

Delta Reserve Credit Card from American Express

The Delta SkyMiles® Reserve American Express Card, also known as the Delta Reserve® Credit Card from American Express, is still the most luxurious of the Delta credit cards. In some ways, the new benefits help the Delta Reserve compete with the Platinum Card from the American Express.

What’s New

  • Complimentary Centurion Lounge access when using your card to book Delta flights
  • 2 one-time guest passes each year to Delta Sky Club (Reserve cardholders still have free access)
  • Free upgrades (even for non-Medallion members) when available
  • Earn 3x SkyMiles on Delta purchases
  • Get 15,000 MQMs each time you spend $30,000; $60,000; $90,000; and $120,000
  • Global Entry or TSA PreCheck application fee credit
  • Trip cancellation insurance up to $10,000 per trip ($20,000 per year)
  • Trip delay insurance up to $500 per trip

What Stays the Same

  • Delta Sky Club access for the basic and authorized card users
  • One annual companion certificate round-trip (domestic main cabin, Comfort+, or first class)
  • Upgrade priority for Medallion members
  • MQD waiver when you make at least $25,000 in card purchases and earn sufficient MQMs or MQS

What’s Changing

  • Can no longer use Sky Priority Security Access
  • Will no longer earn Miles Boost bonus SkyMiles by reaching annual spending targets
  • Annual fee increases from $450 to $550 ($550 if application is received on or after 1/30/2020 – See )

The current welcome offer is the ability to earn 75,000 miles and 10,000 Medallion® Qualification Miles (MQMs) after spending $5,000 in purchases in the first 3 months of account opening. Offer Expires 10/30/2019. Learn more: Airline Credit Cards

To learn more about the current limited-time offers on the Delta Air Lines Credit Cards, click below:

Airline Credit Cards

Business Delta American Express Credit Cards

The benefits changes and additions for the personal Delta credit cards are the same as the business Delta credit cards. One difference between the personal and business cards is what non-Delta purchases earn 2x miles.

Gold Delta SkyMiles Business Credit Card from American Express

The Delta SkyMiles® Gold Business American Express Card, which will be formerly known as the Gold Delta SkyMiles® Business Credit Card from American Express, will continue to earn 2 SkyMiles per $1 on Delta purchases and 20% in-flight purchase savings. The annual fee also increases from $95 to $99 starting January 30, 2020 (See ).

What’s New

  • Earn 2x SkyMiles on U.S. shipping and U.S. advertising in select media (online, TV, and radio)
  • Earn 2x SkyMiles at all restaurants worldwide
  • $100 Delta flight credit after $10,000 in annual card purchases

Platinum Delta SkyMiles Business Credit Card from American Express

You will now be able to earn up to 3 SkyMiles per $1 spent on purchases with the Delta SkyMiles® Platinum Business American Express Card, which will be the new name of the Platinum Delta SkyMiles® Business Credit Card from American Express. Each card renewal you will continue getting the free annual companion certificate for one main cabin round-trip.

Also, the annual fee increases to $250 ($250 if application is received on or after 1/30/2020; currently $195), when the benefit changes happen (See ).

What’s New

  • Earn 3x miles on Delta purchases and purchases directly from hotels
  • Earn 1.5x miles on purchases $5,000 or more (up to 50,000 bonus SkyMiles per year)
  • Global Entry or TSA PreCheck application fee credit
  • Trip delay insurance up to $300 per trip

The 50% large purchase bonus mimics the American Express Business Platinum Card purchase rewards.

Delta Reserve for Business Credit Card

The Delta SkyMiles® Reserve Business American Express Card is the new name of the Delta Reserve for Business Credit Card. This card is probably seeing the largest revamp. You can enjoy more fringe benefits like Centurion Club lounge access and you can bring non-cardholder guests into the Delta Sky Club with two one-time passes.

Additionally, the annual fee increases from $450 to $550 ($550 if application is received on or after 1/30/2020 – See ).

What’s New

  • Earn 3x SkyMiles on Delta purchases
  • Earn 1.5x SkyMiles on every purchase once you spend $150,000 in annual card purchases
  • Complimentary Centurion Lounge access when you use your card to book Delta flights
  • 2 one-time Delta Sky Club guest passes each year for non-cardholders
  • Global Entry or TSA PreCheck application fee credit
  • Complimentary space-available upgrades for non-Medallion members
  • Status Boosts to earn 15,000 Medallion Qualification Miles (MQMs) when you spend $30,000; $60,000; $90,000; and $120,000 per year.
  • Trip cancellation insurance up to $10,000 per trip ($20,000 per year)
  • Trip delay insurance up to $500 per trip

Although you no longer earn bonus SkyMiles when reaching the annual spending milestones, you can earn bonus MQMs more than once.

Summary

Some Delta credit card incentives are disappearing but are being replaced with others that can be more valuable. If you don’t own a Delta credit card yet, applying before January 30, 2020, lets you get the lower annual fee for the first year and still enjoy the new benefits.

Also, certain cards are offering enhanced welcome offers which make this one of the best times to apply to earn more bonus miles.

Learn more:

Airline Credit Cards

For rates and fees of the Delta SkyMiles® Blue American Express Card, please .

For rates and fees of the Delta SkyMiles® Gold American Express Card, please .

For rates and fees of the Delta SkyMiles® Platinum American Express Card, please .

For rates and fees of the Delta SkyMiles® Reserve American Express Card, please .

For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please .

For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please .

For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please .

Josh Patoka

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Delta Credit Card Changes Coming, With Limited-Time Offers Available Now
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